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You may be surprised at how affordable psychology programs can be. We’ll show you where to find the cheapest online options for this degree. Below, we also cover the career paths available after graduation and explain exactly why you should consider earning your degree online.

Why Trust Us

The Intelligent.com Higher Education Team is dedicated to providing students with independent, equitable school and program rankings and well-researched resources. Our expert-driven articles cover topics related to online colleges and programs, paying for school, and career outlooks. We use data from the U.S. Department of Education’s College Scorecard, the National Center for Education Statistics, and other reputable educational and professional organizations. Our academic advisory team reviews content and verifies accuracy throughout the year for the most current information. Partnerships do not influence rankings or editorial decisions.

  • Analyzed over 2,000 national, accredited, and nonprofit colleges and universities
  • 800+ rankings pages are reviewed and updated yearly
  • Content is informed by reputable sources, surveys, and interviews with academic advisors and other experts
  • Over 100 data points are reviewed for accuracy and quality throughout the year, including sources

How we rank schools

Our list features the best Cheapest Online Psychology degree programs at top colleges nationwide. Each school featured is a nonprofit, accredited institution — either public or private — with a high standard of academic quality for post-secondary institutions.

We evaluated each school’s program on tuition costs, admission, retention and graduation rates, faculty, reputation, and the student resources provided for online students. We collected data from trusted sources like the National Center for Education Statistics, individual school and program websites, school admissions counselors, and other data sources. Then, we calculated the Intelligent Score on a scale of 0 to 100 based on the following criterion:

Academic Quality:

  • Admission rate versus enrollment rate
  • Retention rate of students who return after year one
  • Accreditation status (regional and programmatic)
  • Nonprofit status, both private and public institutions

Graduation Rate

  • Overall graduation rate
  • Total number of currently enrolled students, including diversity metrics
  • Student-to-faculty ratio

Cost and ROI

  • In-state and out-of-state per-credit tuition rates and fees
  • Required credits to graduate
  • Earning potential after graduation
  • Availability of federal student loans, scholarships, and other financial aid options

Student Resources

  • Available student services for online-only and hybrid programs
  • On-campus amenities like tutoring centers and the number of libraries

Read more about our ranking methodology.

The 50 Cheapest Online Psychology Degree Programs

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#1
Gainesville, FL | 4 years | Online + Campus | Public

University of Florida

Intelligent Score: 99.52
Undergraduate Tuition

In-state: $4,477

Out-of-state: $25,694

Graduate Tuition

In-state: $10,770

Out-of-state: $10,770

Test scores

SAT: 1290-1460

ACT: 29-33

Retention Rate
97%
Admission Rate
31%
On-campus students
8%
Graduation Rate
89%
Students enrolled
53,000
Student to faculty ratio
17:01
Average Salary
$48k
Average Student Debt
$16k

ESTIMATED COST PER CREDIT

In-State: $129

Out-of-State: $552

DELIVERY FORMAT

Online

ACCREDITATION

American Psychology Association

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 352-273-4478

#2
Miami, FL | 4 years | Online + Campus | Public

Florida International University

Intelligent Score: 97.48
Undergraduate Tuition

In-state: $4,721

Out-of-state: $16,529

Graduate Tuition

In-state: $8,912

Out-of-state: $8,912

Test scores

SAT: 1110-1260

ACT: 23-29

Retention Rate
91%
Admission Rate
58%
On-campus students
14%
Graduation Rate
67%
Students enrolled
59,000
Student to faculty ratio
25:01:00
Average Salary
$42k
Average Student Debt
$18k

ESTIMATED COST PER CREDIT

In-State: $228

Out-of-State: $345

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 855-250-4591

#3
Morrow, GA | 4 years | Online + Campus | Public

Clayton State University

Intelligent Score: 97.05
Undergraduate Tuition

In-state: $4,064

Out-of-state: $14,786

Graduate Tuition

In-state: $5,760

Out-of-state: $5,760

Test scores

SAT: N/A

ACT: N/A

Retention Rate
69%
Admission Rate
69%
On-campus students
4%
Graduation Rate
31%
Students enrolled
7,000
Student to faculty ratio
19:01
Average Salary
$36k
Average Student Debt
$27k

ESTIMATED COST PER CREDIT

Undergraduate In-State: $169

Out-of-State: $616 Graduate In-State: $200

Out-of-State: $732

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

Undergraduate: 120 Graduate: 60

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 678-466-4705

#4
Fairbanks, AK | 4 years | Online + Campus | Public

University of Alaska Fairbanks

Intelligent Score: 97.04
Undergraduate Tuition

In-state: $27,590

Out-of-state: $44,590

Graduate Tuition

In-state: $29,182

Out-of-state: $29,182

Test scores

SAT: 1110-1360

ACT: 17-27

Retention Rate
68%
Admission Rate
65%
On-campus students
52%
Graduation Rate
38%
Students enrolled
5,844
Student to faculty ratio
9-to-1
Average Salary
38,700
Average Student Debt
17,408

ESTIMATED COST PER CREDIT

$289

DELIVERY FORMAT

Online, On-Campus, Hybrid

ACCREDITATION

Northwest Commission on Colleges and Universities

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 800-478-1823

#5
Lafayette, LA | 4 years | Online + Campus | Public

University of Louisiana Monroe

Intelligent Score: 96.84
Undergraduate Tuition

In-state: $5,407

Out-of-state: $19,135

Graduate Tuition

In-state: $5,511

Out-of-state: $5,511

Test scores

SAT: 1000-1210

ACT: 20-26

Retention Rate
79%
Admission Rate
67%
On-campus students
46%
Graduation Rate
51%
Students enrolled
16,000
Student to faculty ratio
19:01
Average Salary
$37k
Average Student Debt
$21k

ESTIMATED COST PER CREDIT

Undergraduate: $400 Graduate: $500

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

Undergraduate: 120 Graduate: 36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 318-342-3145

#6
Hays, KS | 4 years | Online + Campus | Public

Fort Hays State University

Intelligent Score: 96.4
Undergraduate Tuition

In-state: $4,140

Out-of-state: $14,580

Graduate Tuition

In-state: $3,726

Out-of-state: $3,726

Test scores

SAT: N/A

ACT: N/A

Retention Rate
78%
Admission Rate
91%
On-campus students
43%
Graduation Rate
46%
Students enrolled
15,000
Student to faculty ratio
19:01
Average Salary
$37k
Average Student Debt
$20k

ESTIMATED COST PER CREDIT

Undergraduate: $226 Graduate: $298

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

Undergraduate: 120 Graduate: 61

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 785-628-4405

#7
Bellevue, NE | 4 years | Online + Campus | Private

Bellevue University

Intelligent Score: 95.98
Undergraduate Tuition

In-state: $7,176

Out-of-state: $7,176

Graduate Tuition

In-state: $10,710

Out-of-state: $10,710

Test scores

SAT: N/A

ACT: N/A

Retention Rate
51%
Admission Rate
N/A
On-campus students
4%
Graduation Rate
23%
Students enrolled
13,000
Student to faculty ratio
16:01
Average Salary
$52k
Average Student Debt
$22k

ESTIMATED COST PER CREDIT

$440

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

127

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 402-293-2000

#8
Kennesaw, GA | 4 years | Online + Campus | Public

Kennesaw State University

Intelligent Score: 95.48
Undergraduate Tuition

In-state: $4,450

Out-of-state: $15,704

Graduate Tuition

In-state: $5,328

Out-of-state: $5,328

Test scores

SAT: 1030-1200

ACT: 19-25

Retention Rate
80%
Admission Rate
83%
On-campus students
6%
Graduation Rate
47%
Students enrolled
41,000
Student to faculty ratio
22:01
Average Salary
N/A
Average Student Debt
$24k

ESTIMATED COST PER CREDIT

In-State: $185

Out-of-State: $654

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 470-578-6225

#9
Macon, GA | 4 years | Online + Campus | Public

Middle Georgia State University

Intelligent Score: 94.4
Undergraduate Tuition

In-state: $2,728

Out-of-state: $10,075

Graduate Tuition

In-state: $3,582

Out-of-state: $3,582

Test scores

SAT: N/A

ACT: N/A

Retention Rate
59%
Admission Rate
99%
On-campus students
28%
Graduation Rate
23%
Students enrolled
8,000
Student to faculty ratio
19:01
Average Salary
$29k
Average Student Debt
$21k

ESTIMATED COST PER CREDIT

$131

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 478-471-2725

#10
Valdosta, GA | 4 years | Online + Campus | Public

Valdosta State University

Intelligent Score: 94.26
Undergraduate Tuition

In-state: $4,371

Out-of-state: $15,426

Graduate Tuition

In-state: $4,572

Out-of-state: $4,572

Test scores

SAT: 990-1140

ACT: 19-23

Retention Rate
73%
Admission Rate
78%
On-campus students
21%
Graduation Rate
40%
Students enrolled
12,000
Student to faculty ratio
20:01
Average Salary
$33k
Average Student Debt
$25k

ESTIMATED COST PER CREDIT

$182

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 229-333-5482

#11
Fort Valley, GA | 4 years | Online + Campus | Public

Fort Valley State University

Intelligent Score: 94.25
Undergraduate Tuition

In-state: $4,064

Out-of-state: $14,786

Graduate Tuition

In-state: $4,344

Out-of-state: $4,344

Test scores

SAT: N/A

ACT: N/A

Retention Rate
73%
Admission Rate
72%
On-campus students
62%
Graduation Rate
43%
Students enrolled
3,000
Student to faculty ratio
24:01:00
Average Salary
$26k
Average Student Debt
$34k

ESTIMATED COST PER CREDIT

$159

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

123

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 478-825-6249

#12
Denver, CO | 4 years | Online + Campus | Private

Regis University

Intelligent Score: 93.04
Undergraduate Tuition

In-state: $38,208

Out-of-state: $38,208

Graduate Tuition

In-state: $14,322

Out-of-state: $14,322

Test scores

SAT: 1000-1220

ACT: 21-28

Retention Rate
73%
Admission Rate
78%
On-campus students
34%
Graduation Rate
67%
Students enrolled
6,000
Student to faculty ratio
11:01
Average Salary
$54k
Average Student Debt
$25k

ESTIMATED COST PER CREDIT

$500

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 303-458-4900

#13
Parkville, MO | 4 years | Online + Campus | Private

Park University

Intelligent Score: 92.41
Undergraduate Tuition

In-state: $8,251

Out-of-state: $8,251

Graduate Tuition

In-state: $6,224

Out-of-state: $6,224

Test scores

SAT: N/A

ACT: N/A

Retention Rate
63%
Admission Rate
N/A
On-campus students
10%
Graduation Rate
28%
Students enrolled
10,000
Student to faculty ratio
15:01
Average Salary
$42k
Average Student Debt
$21k

ESTIMATED COST PER CREDIT

$453

DELIVERY FORMAT

Online

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 816-584-2153

#14
Logan, UT | 4 years | Online + Campus | Public

Utah State University

Intelligent Score: 90.8
Undergraduate Tuition

In-state: $6,732

Out-of-state: $21,677

Graduate Tuition

In-state: $6,164

Out-of-state: $6,164

Test scores

SAT: 1080-1320

ACT: 21-29

Retention Rate
73%
Admission Rate
91%
On-campus students
26%
Graduation Rate
50%
Students enrolled
28,000
Student to faculty ratio
19:01
Average Salary
$37k
Average Student Debt
$15k

ESTIMATED COST PER CREDIT

$382

DELIVERY FORMAT

Online

ACCREDITATION

Northwest Commission on Colleges and Universities

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 800-488-8108

#15
Houston, TX | 4 years | Online + Campus | Public

University of Houston

Intelligent Score: 90.44
Undergraduate Tuition

In-state: $8,449

Out-of-state: $20,665

Graduate Tuition

In-state: $8,539

Out-of-state: $8,539

Test scores

SAT: 1120-1310

ACT: 22-28

Retention Rate
86%
Admission Rate
63%
On-campus students
4%
Graduation Rate
62%
Students enrolled
47,000
Student to faculty ratio
23:01
Average Salary
$47k
Average Student Debt
$19k

ESTIMATED COST PER CREDIT

$385

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 713-743-1010

#16
College Park, MD | 4 years | Online + Campus | Public

University of Maryland Global Campus

Intelligent Score: 89.1
Undergraduate Tuition

In-state: $8,824

Out-of-state: $34,936

Graduate Tuition

In-state: $13,158

Out-of-state: $13,158

Test scores

SAT: 1270-1480

ACT: 30-34

Retention Rate
95%
Admission Rate
51%
On-campus students
7%
Graduation Rate
87%
Students enrolled
41,000
Student to faculty ratio
17:01
Average Salary
$50k
Average Student Debt
$20k

ESTIMATED COST PER CREDIT

In-State: $312

Out-of-State: $499

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Middle States Commission on Higher Education

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 800-888-8682

#17
Baton Rouge, LA | 4 years | Online + Campus | Public

LSU of Alexandria

Intelligent Score: 87.17
Undergraduate Tuition

In-state: $8,038

Out-of-state: $8,038

Graduate Tuition

In-state: $9,132

Out-of-state: $9,132

Test scores

SAT: 1090-1300

ACT: 23-28

Retention Rate
86%
Admission Rate
73%
On-campus students
15%
Graduation Rate
70%
Students enrolled
34,000
Student to faculty ratio
22:01
Average Salary
$45k
Average Student Debt
$21k

ESTIMATED COST PER CREDIT

In-State: $416

Out-of-State: $719

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 888-473-6417

#18
Highland Heights, KY | 4 years | Online + Campus | Public

Northern Kentucky University

Intelligent Score: 86.8
Undergraduate Tuition

In-state: $9,912

Out-of-state: $19,872

Graduate Tuition

In-state: $11,034

Out-of-state: $11,034

Test scores

SAT: 960-1190

ACT: 20-26

Retention Rate
75%
Admission Rate
87%
On-campus students
6%
Graduation Rate
47%
Students enrolled
16,000
Student to faculty ratio
18:01
Average Salary
$35k
Average Student Debt
$24k

ESTIMATED COST PER CREDIT

$275

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

120

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 800-985-7215

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What You Can Do with a Psychology Degree

There are several different disciplines within the psychology profession, including:

  • Clinical psychologist: These psychologists are focused on diagnosing and treating mental, emotional, and behavioral disorders. They often work in healthcare facilities, and in some states, they are allowed to prescribe medication.
  • Counseling psychologist: This type of psychology involves meeting with clients to help them understand themselves, deal with issues, and improve their well-being.
  • Developmental psychologist: In this research-oriented role, psychologists study how people change over time. Many developmental psychologists focus on a specific age group, such as adolescents or older adults.
  • Industrial-organizational psychologist: This discipline involves using psychological principles to help address workplace issues.

As with most occupations, your career options as a psychologist will depend on your level of education.

To hold the title of “psychologist,” you’ll likely need a doctoral degree. If you’re considering a doctorate, you have two options to choose from. A Ph.D. in Psychology program will focus on teaching you how to conduct original research. A Doctor of Psychology (Psy.D.) program will prepare you for more practical, hands-on roles. In addition to earning a doctorate, most states require you to complete an internship and one to two years of supervised professional experience in order to become licensed as a psychologist.

In some schools and industrial-organizational settings, you may be able to find entry-level work as a psychologist with a master’s degree.

While it takes a lot of education to become a psychologist, the monetary rewards are certainly worth it. The average salary for this occupation is $81,040 per year (nearly double that of all professions), and the top 10% make more than $133,890.

It’s worth noting that psychology jobs aren’t the only option for those who have earned a psychology degree. In fact, this is one of the most versatile degrees available. Bureau of Labor Statistics data shows that workers with a psychology degree are employed in many different industries, such as:

Social worker

Psychologists who work in the field rather than research settings often have similar job responsibilities as social workers. Both of these occupations require strong communication and interpersonal skills and involve helping people address challenges in their lives. While social workers tend to make less money (they have an average salary of $50,390), one advantage to this career path is that you can find entry-level work with just a bachelor’s degree.

Human resources specialist

Human resources specialists help organizations with tasks such as recruitment, training, benefits administration, and conflict resolution. You’ll be especially well-qualified for a human resources role if you are able to earn your degree with a concentration in industrial-organizational psychology. This occupation offers above-average pay (average salary of $62,290) as well as a strong growth rate (8% over the next decade, which is faster than average), and it only requires a bachelor’s for entry-level jobs.

Postsecondary teacher

This is another option for those who have earned a graduate degree in psychology. Teaching at a traditional four-year university typically requires a Ph.D., though you may be able to get a teaching job at a community college with a master’s degree. The average salary for postsecondary teachers is $79,640, and this occupation is growing at an exceptionally high rate of 12% over the next decade.

Lawyer

Of course, you can’t become a lawyer with just a psychology degree. This occupation requires a Juris Doctor — but to get into law school and reach this level of education, you’ll first need to earn an undergraduate degree. A Bachelor’s in Psychology is one of the most popular “pre-law” options, as it covers many subjects relevant to the legal profession (perception, motivation, statistics, etc.).

Why You Should Consider Earning Your Psychology Degree Online

Earning a college degree can be quite time-consuming. To successfully keep up with their classes and maintain good grades, most students need to study for about two to three hours per week for every credit hour of courses that they’re taking. A full-time semester is generally considered 12 credit hours, so you can see how all this coursework can really add up.

With an in-person program, you must also consider the commute. Unless you already happen to live near campus or are willing to pay the exorbitant rates for college dorms, you would need to spend additional hours every week driving back and forth from campus to attend in-person lectures and exams. Choosing an online program instead would eliminate this need, providing you with more availability for all the time it already takes to complete your studies.

Online classes can also be more convenient. They’re often offered in an asynchronous format, which means you can go through lessons and even take many of the required tests at your own pace. This is especially useful for parents, full-time workers, or anyone else trying to fit their psychology degree program into a busy schedule.

Our Research

This list features some of the country’s cheapest online psychology degree programs. Each school featured is a nonprofit, accredited institution, either public or private, with a high standard of academic quality for postsecondary institutions.

We evaluated each school’s program on tuition costs, admission, retention and graduation rates, faculty, and reputation. Then, we calculated the Intelligent Score on a scale of 0 to 100. Read more about our ranking methodology.

Next, we compared this comprehensive list of the cheapest online psychology degree programs to a list of aggregated college rankings from reputable publications, such as U.S. News & World Report, to simplify a student’s college search. We pored through these rankings so students don’t have to.


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