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Compare Master’s in Theology Programs

Most schools have rolling admissions and financial help so you can start your degree in a few weeks!

Compare Master’s in Theology Programs

Most schools have rolling admissions and financial help so you can start your degree in a few weeks!

For those aspiring to take on leadership roles in religious settings or congregations, a master’s in theology degree offers extensive knowledge and many opportunities. This degree provides students with critical thinking skills, ethical reasoning, and a comprehensive understanding of religious texts and traditions. With these skills, graduates are well-prepared for careers in the clergy, where the median salary is $58,920, and demand is expected to grow as over 48% of current clergy members approach retirement age.

Most theology master’s programs can be completed in two to three years with full-time study, with an average investment of $19,749 — making it both a time-efficient and financially feasible academic pursuit for future religious leaders.

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How we rank schools

Our list features the best Master’s in Theology degree programs at top colleges nationwide. Each school featured is a nonprofit, accredited institution — either public or private — with a high standard of academic quality for post-secondary institutions.

We evaluated each school’s program on tuition costs, admission, retention and graduation rates, faculty, reputation, and the student resources provided for online students. We collected data from trusted sources like the National Center for Education Statistics, individual school and program websites, school admissions counselors, and other data sources. Then, we calculated the Intelligent Score on a scale of 0 to 100 based on the following criterion:

Academic Quality:

  • Admission rate versus enrollment rate
  • Retention rate of students who return after year one
  • Accreditation status (regional and programmatic)
  • Nonprofit status, both private and public institutions

Graduation Rate

  • Overall graduation rate
  • Total number of currently enrolled students, including diversity metrics
  • Student-to-faculty ratio

Cost and ROI

  • In-state and out-of-state per-credit tuition rates and fees
  • Required credits to graduate
  • Earning potential after graduation
  • Availability of federal student loans, scholarships, and other financial aid options

Student Resources

  • Available student services for online-only and hybrid programs
  • On-campus amenities like tutoring centers and the number of libraries

Read more about our ranking methodology.

Best 17 Accredited Master’s in Theology Programs

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#1
New Haven, CT | 4 years | Online + Campus | Private

Yale University

Intelligent Score: 99.83
Undergraduate Tuition

In-state: $57,700

Out-of-state: $57,700

Graduate Tuition

In-state: $44,500

Out-of-state: $44,500

Test scores

SAT: 1460-1580

ACT: 33-35

Retention Rate
65%
Admission Rate
7%
On-campus students
1%
Graduation Rate
96%
Students enrolled
12,000
Student to faculty ratio
4:01
Average Salary
$68k
Average Student Debt
$13k

ESTIMATED COST PER CREDIT

$1,249

DELIVERY FORMAT

On-Campus

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

24

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 203-432-5360

#2
Madison, NJ | 4 years | Online | Private

Drew University

Intelligent Score: 99.34
Undergraduate Tuition

In-state: $39,828

Out-of-state: $39,828

Graduate Tuition

In-state: $18,871

Out-of-state: $18,871

Test scores

SAT: N/A

ACT: N/A

Retention Rate
88%
Admission Rate
73%
On-campus students
N/A
Graduation Rate
69%
Students enrolled
2,000
Student to faculty ratio
12:01
Average Salary
$36k
Average Student Debt
$26k

ESTIMATED COST PER CREDIT

$1,392

DELIVERY FORMAT

On-Campus, Hybrid

ACCREDITATION

Middle States Commission on Higher Education

REQUIRED CREDITS TO GRADUATE

42

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 973-408-3111

#3
Waco, TX | 4 years | Online + Campus | Private

Baylor University

Intelligent Score: 98.46
Undergraduate Tuition

In-state: $44,544

Out-of-state: $44,544

Graduate Tuition

In-state: $33,408

Out-of-state: $33,408

Test scores

SAT: N/A

ACT: N/A

Retention Rate
91%
Admission Rate
68%
On-campus students
8%
Graduation Rate
79%
Students enrolled
19,000
Student to faculty ratio
15:01
Average Salary
$47k
Average Student Debt
$24k

ESTIMATED COST PER CREDIT

$690

DELIVERY FORMAT

On-Campus

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

48

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 254-710-3755

#4
Cincinnati, OH | 4 years | Online + Campus | Private

Xavier University of Louisiana

Intelligent Score: 98.44
Undergraduate Tuition

In-state: $42,230

Out-of-state: $42,230

Graduate Tuition

In-state: $12,060

Out-of-state: $12,060

Test scores

SAT: 1060-1250

ACT: 22-28

Retention Rate
85%
Admission Rate
81%
On-campus students
68%
Graduation Rate
69%
Students enrolled
7,000
Student to faculty ratio
11:01
Average Salary
$45k
Average Student Debt
$25k

ESTIMATED COST PER CREDIT

$464

DELIVERY FORMAT

On-Campus

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

30

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 504-520-7691

#5
Franklin, TN | 4 years | Online + Campus | Private

Williamson College

Intelligent Score: 98.34
Undergraduate Tuition

In-state: $37,274

Out-of-state: $37,274

Graduate Tuition

In-state: NA

Out-of-state: NA

Test scores

SAT: 890 or higher

ACT: 18 or higher

Retention Rate
100%
Admission Rate
100%
On-campus students
94%
Graduation Rate
33%
Students enrolled
51
Student to faculty ratio
4-to-1
Average Salary
37,474
Average Student Debt
28,002

ESTIMATED COST PER CREDIT

$290

DELIVERY FORMAT

On-Campus

ACCREDITATION

New England Commission of Higher Education

REQUIRED CREDITS TO GRADUATE

33

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 615-771-7821

#6
Cincinnati, OH | 4 years | Online + Campus | Private

Xavier University

Intelligent Score: 98.07
Undergraduate Tuition

In-state: $42,230

Out-of-state: $42,230

Graduate Tuition

In-state: $12,060

Out-of-state: $12,060

Test scores

SAT: 1060-1250

ACT: 22-28

Retention Rate
85%
Admission Rate
81%
On-campus students
68%
Graduation Rate
69%
Students enrolled
7,000
Student to faculty ratio
11:01
Average Salary
$45k
Average Student Debt
$25k

ESTIMATED COST PER CREDIT

$704

DELIVERY FORMAT

On-Campus, Online

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

30

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 513-745-3957

#7
Louisville, KY | 4 years | Online + Campus | Public

The Southern Baptist Theological Seminary

Intelligent Score: 95.12
Undergraduate Tuition

In-state: $22,650

Out-of-state: $22,650

Graduate Tuition

In-state: $6,530

Out-of-state: $6,530

Test scores

SAT: 1020-1210

ACT: 20-25

Retention Rate
83%
Admission Rate
87%
On-campus students
92%
Graduation Rate
39%
Students enrolled
874
Student to faculty ratio
11-to-1
Average Salary
53429
Average Student Debt
7624

ESTIMATED COST PER CREDIT

$298 - $430

DELIVERY FORMAT

On-Campus, Online

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

25

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 502-897-4200

#8
Los Angeles, CA | 4 years | Online + Campus | Private

World Mission University

Intelligent Score: 94.23
Undergraduate Tuition

In-state: $22,265

Out-of-state: $22,265

Graduate Tuition

In-state: $18,973

Out-of-state: $18,973

Test scores

SAT: Not Applicable

ACT: Not Applicable

Retention Rate
73%
Admission Rate
100%
On-campus students
9%
Graduation Rate
44%
Students enrolled
424
Student to faculty ratio
19-to-1
Average Salary
N/A
Average Student Debt
6,104

ESTIMATED COST PER CREDIT

$300

DELIVERY FORMAT

On-Campus

ACCREDITATION

Association for Biblical Higher Education

REQUIRED CREDITS TO GRADUATE

42

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 213-388-1000

#9
Saint Paul, MN | 4 years | Online + Campus | Private

University of Northwestern, St. Paul

Intelligent Score: 93.58
Undergraduate Tuition

In-state: $32,490

Out-of-state: $32,490

Graduate Tuition

In-state: $8,982

Out-of-state: $8,982

Test scores

SAT: N/A

ACT: N/A

Retention Rate
83%
Admission Rate
92%
On-campus students
28%
Graduation Rate
69%
Students enrolled
4,000
Student to faculty ratio
18:01
Average Salary
$35k
Average Student Debt
$21k

ESTIMATED COST PER CREDIT

$570

DELIVERY FORMAT

On-Campus, Online

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 651-631-5111

#10
Escondido, CA | 4 years | Online + Campus | Private

Westminster Seminary California

Intelligent Score: 92.56
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: $26,000

Out-of-state: $26,000

Test scores

SAT: Not Applicable

ACT: Not Applicable

Retention Rate
N/A
Admission Rate
78%
On-campus students
100%
Graduation Rate
0%
Students enrolled
101
Student to faculty ratio
10-to-1
Average Salary
N/A
Average Student Debt
N/A

ESTIMATED COST PER CREDIT

$570

DELIVERY FORMAT

On-Campus

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

72

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 760-480-8474

#11
Dallas, TX | 4 years | Online + Campus | Private

Criswell College

Intelligent Score: 89.15
Undergraduate Tuition

In-state: $25,974

Out-of-state: $25,974

Graduate Tuition

In-state: $30,689

Out-of-state: $30,689

Test scores

SAT: 833-1165

ACT: 18-23

Retention Rate
81%
Admission Rate
100%
On-campus students
85%
Graduation Rate
95%
Students enrolled
122
Student to faculty ratio
8-to-1
Average Salary
49,064
Average Student Debt
18,178

ESTIMATED COST PER CREDIT

$620

DELIVERY FORMAT

On-Campus

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 214-818-1350

#12
Glenside, PA | 4 years | Online + Campus | Private

Westminster Theological Seminary

Intelligent Score: 86.30
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: $24,260

Out-of-state: $24,260

Test scores

SAT: Not Applicable

ACT: Not Applicable

Retention Rate
N/A
Admission Rate
100%
On-campus students
33%
Graduation Rate
0%
Students enrolled
986
Student to faculty ratio
12-to-1
Average Salary
N/A
Average Student Debt
N/A

ESTIMATED COST PER CREDIT

$1,400

DELIVERY FORMAT

Hybrid

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

24

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 215-402-5767

#13
Holland, MI | 4 years | Online + Campus | Private

Western Theological Seminary

Intelligent Score: 86.01
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: $25,048

Out-of-state: $25,048

Test scores

SAT: Not Applicable

ACT: Not Applicable

Retention Rate
N/A
Admission Rate
77%
On-campus students
60%
Graduation Rate
0%
Students enrolled
433
Student to faculty ratio
15-to-1
Average Salary
N/A
Average Student Debt
N/A

ESTIMATED COST PER CREDIT

$580

DELIVERY FORMAT

On-Campus

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

25

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 616-392-8555

#14
Portland, OR | 4 years | Online + Campus | Private

Western Seminary

Intelligent Score: 85.72
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: $21,898

Out-of-state: $21,898

Test scores

SAT: Not Applicable

ACT: Not Applicable

Retention Rate
91%
Admission Rate
100%
On-campus students
100%
Graduation Rate
48%
Students enrolled
835
Student to faculty ratio
N/A
Average Salary
N/A
Average Student Debt
N/A

ESTIMATED COST PER CREDIT

$661

DELIVERY FORMAT

Hybrid

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

25

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 503-517-1800

#15
Gallatin, TN | 4 years | Online + Campus | Private

Welch College

Intelligent Score: 85.57
Undergraduate Tuition

In-state: $37,040

Out-of-state: $37,040

Graduate Tuition

In-state: $35,060

Out-of-state: $35,060

Test scores

SAT: 930-1230

ACT: 19- 28

Retention Rate
71%
Admission Rate
83%
On-campus students
82%
Graduation Rate
46%
Students enrolled
342
Student to faculty ratio
8-to-1
Average Salary
42,198
Average Student Debt
19,500

ESTIMATED COST PER CREDIT

$450

DELIVERY FORMAT

On-Campus

ACCREDITATION

Association for Biblical Higher Education

REQUIRED CREDITS TO GRADUATE

33

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 615-675-5255

#16
Washington, D.C | 4 years | Online + Campus | Private

Wesley Theological Seminary

Intelligent Score: 85.55
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: $34,408

Out-of-state: $34,408

Test scores

SAT: Not Applicable

ACT: Not Applicable

Retention Rate
N/A
Admission Rate
82%
On-campus students
92%
Graduation Rate
60%
Students enrolled
701
Student to faculty ratio
N/A
Average Salary
N/A
Average Student Debt
N/A

ESTIMATED COST PER CREDIT

$750

DELIVERY FORMAT

On-Campus

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

60

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 202-885-8659

#17
Wilmore, KY | 4 years | Online + Campus | Private

Asbury Theological Seminary

Intelligent Score: 85.44
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: $31,092

Out-of-state: $31,092

Test scores

SAT: Not Required

ACT: Not Required

Retention Rate
81%
Admission Rate
75%
On-campus students
100%
Graduation Rate
1%
Students enrolled
1,806
Student to faculty ratio
N/A
Average Salary
50,200
Average Student Debt
N/A

ESTIMATED COST PER CREDIT

$736

DELIVERY FORMAT

On-Campus

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

30

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 859-858-3581

How to Choose a Master’s in Theology Program

Choose your area of study

Theology is already a specialized field, but you can customize your education even more by selecting a specific area of study — often referred to as a specialization. This choice allows you to align your degree more closely with your career objectives.

For example, students wanting to work in academia or church leadership may opt to specialize in biblical studies. In contrast, those interested in non-profit or community leadership roles may prefer ethical studies, where they can explore moral questions and societal impacts. Lastly, some programs may offer a specialization in historical theology, which is ideal for those drawn to research and teaching, examining the development of doctrinal thought over time.

Research schools and programs

Once you’ve chosen a specialization for your master’s in theology, thorough research on potential schools and programs is your next step. Consider these questions to help guide your research:

  • What is the reputation of the faculty in my chosen area?
  • How flexible is the program in terms of course offerings and scheduling?
  • What support services, like advising and library resources, are available?
  • Are there opportunities for research, internships, or community engagement?
  • What are the program’s outcomes regarding graduate employment or further study?

Information about these programs is often readily available on university websites, but you may also benefit from contacting admissions counselors directly or attending an information session or open house.

Prepare for tests and applications

When applying for these degree programs, start by requesting transcripts and letters of recommendation early, as these can take time to gather. Devote significant effort to writing your personal statement or statement of purpose, which is pivotal in illustrating your interests and qualifications for graduate-level study. If the program requires GRE scores, consider enrolling in a test prep program well in advance to improve your performance.

Starting these processes early ensures a well-rounded application and avoids last-minute pressures, establishing a foundation for a solid submission to your top programs.

Select your program

Once acceptance letters arrive, you may have a big decision to make. You can simplify this decision by revisiting your initial research criteria, focusing on factors most important to you, such as faculty you’re excited to learn from, curriculum relevance, and support services. Evaluate how each program aligns with these priorities.

Additionally, reassess the total cost of attendance and compare it with financial aid offers to ensure the program is financially feasible.

Determine how you’ll pay for your degree

Paying for your degree may require some planning to avoid accruing substantial debt. Start by prioritizing funding options that do not require repayment, like scholarships and grants, often awarded based on merit or need. Additionally, many theology programs offer teaching or research assistantships that provide a stipend and sometimes tuition waivers. If you’re currently employed and this degree is relevant to your job, reach out to your employer and ask if they offer tuition reimbursement as a part of their employee benefits package.

Lastly, federal loans should be considered to bridge any remaining financial gaps. These should be your last resort, as every dollar taken out on a loan will eventually have to be repaid with interest.

What Can You Expect From a Master’s in Theology Program?

A master’s in theology lends an immersive learning experience for students called to this vocation. Students explore religious beliefs, practices, and their impacts on society. Although curriculum content can vary, many encourage learners to examine different theological perspectives, building critical thinking, interpretation, and ethical reasoning skills. Lessons typically cover sacred texts, historical and contemporary religious movements, and the role of religion in shaping cultures and philosophies.

Some programs may require a thesis, while others may not. Others may provide you with a thesis and a non-thesis option — allowing you to choose between the two. The thesis track is ideal for those considering further academic or doctoral studies, culminating in a significant research project. The non-thesis track may include additional coursework or a practical project better suited for students seeking ministry, counseling, or education careers without a research focus.

Completion timelines vary but generally range from two to three years, depending on part-time or full-time enrollment and the specific requirements of each track.

Potential courses you’ll take in a master’s in theology program

  • Systematic Theology: Considered a core component in many curriculums, this foundational course explores the systematic formulation of religious doctrines and beliefs. Students will engage with major theological themes such as the nature of God, Christology, and eschatology, learning to articulate and analyze several different doctrinal positions within a coherent theological framework.
  • Biblical Hermeneutics: With a distinct emphasis on the principles and methods of biblical interpretation, this course allows students to analyze and interpret biblical texts critically. Students develop a nuanced approach to understanding and teaching scripture by examining historical contexts, literary genres, and contemporary applications.
  • History of Christianity: This essential course provides a comprehensive overview of the historical development of Christianity from its beginnings to the present day. Students will study significant events, figures, and theological developments, gaining insight into the historical context that shaped modern Christian beliefs and practices.
  • Religion and Society: Occasionally deemed an elective, this course investigates the influence of religion on social structures and cultural practices. Participants will examine case studies involving the role of religion in public policy, ethics, and community dynamics, fostering an understanding of how religious beliefs shape and are shaped by societal changes.

Master’s in Theology Degree Frequently Asked Questions

How do I apply to a master's in theology degree program?

When applying for these degree programs, you’ll notice that specific requirements can vary significantly between institutions — with some schools requiring official transcripts, a statement of purpose, and letters of recommendation, and others needing a specific minimum GPA or GRE scores. For this reason, it’s crucial to consult an admissions counselor at each institution to understand their particular prerequisites and customize your application accordingly.

How much does a master's in theology degree cost?

The cost of a master’s in theology degree varies, with the average graduation tuition being $19,749 for the 2020-2021 academic year. However, expenses can fluctuate based on the school, program duration, and whether you attend part-time or full-time.

Beyond tuition, you’ll also want to budget for books, supplies, and potentially commuting or housing costs — as these aren’t often included in a school’s tuition price and can significantly add up over time.

How long does it take to earn a master's in theology degree?

Full-time students take two to three years to obtain this degree, while part-time students might take four to five years, depending on their course load. Completion timelines can vary significantly based on the total number of required credits, which differs from one program to another. It’s crucial to review each school’s program details thoroughly to understand the credit requirements and to plan your studies accordingly.


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